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Gulf Business Headline | The Gulf Enterprenure Face > Blog > Entrepreneurs > Muhannad Ebwini: Driving the Digital Payment Revolution in the Middle East
EntrepreneursFeatured

Muhannad Ebwini: Driving the Digital Payment Revolution in the Middle East

vikashmohanty10@gmail.com
Last updated: October 7, 2025 1:06 pm
vikashmohanty10@gmail.com
Published: October 7, 2025
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Early Life and Education

Muhannad Ebwini grew up in Jordan with a natural curiosity for technology and business. Fascinated by computers from a young age, he pursued a degree in Computer Software Engineering at Princess Sumaya University in Amman. This provided him with a solid foundation in programming, software design, and digital systems. Understanding that technology alone was not enough to lead in the business world, Ebwini earned an MBA in Management and International Business from the New York Institute of Technology. Alongside his degrees, he also completed certifications as a Certified eCommerce Consultant and Project Manager in eBusiness, demonstrating his early commitment to mastering online commerce.

Contents
Early Life and EducationEarly Career: Building Expertise in E-CommerceLeadership at OneCardFounding HyperPayStrategic Vision and Industry RecognitionLooking Ahead: A Vision for the FutureInspiring the Next Generation

Early Career: Building Expertise in E-Commerce

Ebwini’s professional journey began at eSolutions, a web development firm in Amman. There, he gained hands-on experience in sales, marketing, and client management, learning how technology could support business growth. He then moved to Maktoob, a leading regional portal that would later be acquired by Yahoo, taking on the role of Business Development Manager. At Maktoob, he oversaw Mazad, an online auction platform, and played a key role in its integration with Souq.com. This experience allowed him to understand large-scale online marketplaces and the nuances of expanding digital commerce across the Middle East.

Leadership at OneCard

From 2004 to 2010, Ebwini led OneCard, a subsidiary of the National Technology Group specializing in electronic payment services, as its General Manager. Under his guidance, OneCard became a trusted alternative payment provider in the Middle East and North Africa. He focused on adapting international payment solutions to local needs, collaborating with global and regional partners to ensure cultural and economic relevance. Additionally, he established customer support centers and developed marketing strategies that strengthened the company’s reach. His work at OneCard contributed significantly to laying the groundwork for broader adoption of e-payments in the MENA region.

Founding HyperPay

In 2010, Muhannad Ebwini founded HyperPay, headquartered in Riyadh, Saudi Arabia. Recognizing the growing demand for secure, efficient online payment systems, he designed the company to offer tailored solutions for businesses navigating complex digital transactions. HyperPay quickly gained recognition for its focus on reliability, security, and innovation, helping it stand out in a competitive fintech landscape. Under Ebwini’s leadership, the company has grown into one of the fastest-expanding payment service providers in the region.

Strategic Vision and Industry Recognition

As CEO, Ebwini has guided HyperPay’s expansion while keeping innovation at the core of the company’s operations. His focus on emerging technologies, regulatory compliance, and customer-centric solutions has positioned HyperPay as a next-generation payment provider. In 2018, Arabian Business recognized Ebwini among the most powerful Arabs, highlighting his influence on fintech and digital payment in the MENA region. His work demonstrates how thoughtful strategy and a deep understanding of local markets can drive meaningful impact in the financial technology space.

Looking Ahead: A Vision for the Future

Muhannad Ebwini envisions HyperPay continuing to lead the digital payment revolution across the Middle East. By leveraging advancements in technology and aligning with evolving regulations, he aims to provide solutions that meet the growing needs of both businesses and consumers. His focus remains on expanding the company’s regional footprint while exploring opportunities to influence global fintech trends. HyperPay’s trajectory under his leadership reflects not just business growth but also a commitment to advancing the digital economy in the MENA region.

Inspiring the Next Generation

Beyond his professional achievements, Muhannad Ebwini’s journey serves as an example for aspiring entrepreneurs. His career demonstrates the power of combining technical expertise with strategic business insight. By understanding both technology and local market dynamics, Ebwini has built a company that delivers financial solutions and contributes to the broader economic development of the region. His story is a testament to vision, persistence, and leadership that inspires the next generation of fintech innovators.

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